Forget about floods, earthquakes, and hurricanes; A fledgling insurance company, Cosmic Survival, specializes in insuring its customers against cosmic catastrophes. To avoid the appearance on impropriety, Cosmic Survival, with offices in Spokane, Beijing and Bahrain, avoids using words like Nibiru and Planet X, and instead refers to its services as offering a “broad spectrum of coverage against 
astronomical calamities like meteors, asteroids, and other rogue planetary objects.”
Our Washington source learned about the company during a Nibiru survival seminar earlier last month. A Cosmic Survival spokesperson, identified only as “Jason,” handed out pamphlets while trying to enroll attendees into his company’s exclusive services. Initially hesitant to speak on the record, “Jason” eventually confided to our source, “Our services are unique. All other insurance companies deny coverage on such issues and will summarily reject claims based on interplanetary disasters. Cosmic Survival fills that gap.”
According to Jason, Cosmic Survival has already enrolled over three thousand individuals, and hopes to expand that number a thousand times by December 2017, Nibiru’s expected date of arrival.
When asked if his company capitalized on ignorance and fear-mongering, Jason merely smiled and said, “Listen. Cosmic disasters are a real threat. Look what happened to the dinosaurs.”
Jason insists that Cosmic Survival fills a sought-after niche, and prior to setting up shop had polled forums, survival seminars, and prepper
communities to gauge interest in providing coverage against potentially life ending events. The company, he said, spent months collating data before deciding to go public and register as a limited liability company. “Despite a few naysayers, we had an overwhelmingly positive response to our polls,” Jason said. “I guarantee that conventional insurance providers like Met Life and Prudential do not pay claims based on unearthly damages.” A recent surge in enrollment seems to prove Cosmic’s services do indeed fill a niche in the insurance market.
“No one can afford not to have this coverage,” Jason added.
Cosmic Survival offers different coverage options. Its basic plan, for example, offers $500,000 of liability insurance for only $14.95/month. However, there is a caveat: that policy pays out only if a client’s home sustains a “direct impact” from an interstellar object. Other policies, like its “Grande” plan, provide $2,5000,000 of coverage against near misses and global catastrophes, provided clients can prove damages were caused by an asteroid, a comet, or Nibiru.
A lack of competition, Jason says, gives Cosmic Survival the flexibility to meet almost anyone’s household budget. He insists that the company is legitimate and is not preying on frightened, paranoid, or naive people.
“A major event,” Jason said, “is expected toward the end of 2017. Do you want to be the guy on your block who forgot to get coverage?”
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